BREWSTER FEDERAL CREDIT UNION

FALL 2019 OCTOBER, NOVEMBER, DECEMBER                                                                                      PHONE 330-767-4345,    www.brewsterfcu.org,  EMAIL jsmith@brewsterfcu.org

 

In this Issue:  Annual Audit Notice, Coloring Contest, Loan Special, Coats for Christmas, Turkey Drawing, International Credit Union Day, Skip-A-Pay

 

Annual Audit Notice – In connection with the supervisory committee audit of BFCU for year ending June 30, 2019, members’ accounts are being verified by the accounting firm Maloney + Novotny.  Please examine your statement carefully.  If it is incorrect, send a written explanation to:

Maloney + Novotny, 4774 Munson St NW, Ste 402, Canton, OH 44718

 

Debit Cards… Should you say Debit or Credit – what’s the difference? By saying CREDIT, your credit union earns income… so always say CREDIT when using your debit MasterCard from BFCU.

 

Coats for Christmas – You may drop off your gently worn coats at the credit union office October 1st through December 13th.  These coats will be handed out to the less fortunate in the Stark County Community.

 

Fall Monthly Specials

Coloring Contest – Kids 12 and under… pick up your coloring contest picture…return it to the credit union by Monday, October 28th by 3:00pm.  You may win one or our fun prizes!

 

Christmas Loan Special November and December 2019 – Need extra cash for the Holidays? We have a loan for you!! Borrow $1,000 with up to 10 months to repay and receive a 1% discount on current rate earned.  Apply online at www.brewsterfcu.or or stop in.

 

Skip-A-Pay – The months of November, December or January, you may pay a $35 fee to skip a loan payment.  See qualifications and form below to sign up. 

 

Christmas Club Payout – Christmas Club accounts were transferred to your regular share account on October 1, 2019. If you have made other arrangements with the credit union then a check will be mailed to you.

International Credit Union Day Celebration – On October 17, 2019 join credit union members around the globe in celebrating International Credit Union Day and stop for lunch prepared and served by our directors and staff between 11:00 and 1:00!!

 

E-Statements – Sign up for E-Statements and receive a $10 credit to your account…plus, it’s more secure and faster.  Sign up at www.brewsterfcu.org.

 

Enter to win a Turkey during the month of November, Drawings will be each Friday before Thanksgiving at 3PM… Good Luck!!

 

 

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BFCU Skip-A-Pay Coupon

For a $35.00 fee, you may skip a payment and use the extra money for Christmas expenses.

You must have been current on your loan for the past three months.
 Simply fill out this form and sign.

Acct# ____________ Loan#_________
Pick One-Nov ____Dec_____Jan___x$35_______

Acct# ____________ Loan#_________
Pick One- Nov____Dec____Jan____x$35_______

Acct# ____________ Loan#_________
Pick One- Nov____Dec____Jan____x$35_______

 

Are payments paid by payroll deduction or monthly transfer? __________ Total Fee$________

   Please deduct my fee from _____ savings ____ checking ____ enclosed

     By signing I have read and agree to the terms and conditions of the skip a pay program

X_______________________________   Date_____________

The $35.00 fee is for processing only.  It does not apply to the loan.  Interest will continue to accrue.  By signing this form, you will be extending your maturity date one month.  Installment loan only, excludes Home Equity line of credit or Mortgage.  Loan must have been current three months to qualify, members with GAP who skip more than twice during the term of the loan may have future claim or payoff discrepancies. 

 

 

 

*Dividends paid September 30, 2019

Regular Shares            Rate       APY

Balance $500 & over     .20%     .201%

Share Drafts

Balance $1000 & over   .20%     .201%

Christmas & Vacation Club

Balance $100 & over     .20%     .201%

Certificate of Deposit

Minimum deposit of $1,000.00

6 month                     .40%         .401%

12 month                  .50%          .501%

APY= Annual Percentage Yield *Rates subject to change without notice.

Holiday Closings 2019

Columbus Day            October 14

Veterans Day              November 11

Thanksgiving               November 28 & 29

Christmas                    December 24 & 25

New Year                    Dec 31 & Jan 1

 

Brewster Federal Credit Union

105 S Wabash Ave, PO Box 115

Brewster, OH 44613

 

To report a lost or stolen debit card please call our office at 330-767-4345 during normal business hours or 1-888-690-7888 after hours/weekends

 

This credit union is federally insured by the National Credit Union Administration.

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