Brewster Federal Credit Union Newsletter

Fall 2018 October, November, December,  Phone 330-767-4345,   www.brewsterfcu.org  acarney@brewsterfcu.org

In this Issue: Annual Audit Notice, Coats for Christmas, Coloring Contest, Loan Special, Skip A Pay, Christmas Club, E-Statements, International CU Day, Turkey Drawing.

Annual Audit Notice…  In connection with the supervisory committee audit of BFCU, for year ending September 30, 2018, members’ accounts are being verified by Maloney+Novotny CPAs.  Please examine your statement carefully.  If it is incorrect, send a written explanation to:                                                               Maloney+Novotny CPAs, 4774 Munson Street NW, Suite 402, Canton, OH 44718

Debit Cards… Should you say Debit or Credit – what’s the difference?  By saying Credit, your Credit Union earns income… so always say Credit when using your Debit MasterCard from BFCU.

Coats for Christmas...    You may drop off your gently worn coats at the credit union between October and December.  These coats will be handed out to the less fortunate in the Stark County Community.         

Fall Monthly Specials

Coloring Contest… Kids 12 and under, pick up your coloring contest picture and return it to the credit union by October 31st at 3:00pm.  You may win one of our great prizes!

Christmas Loan Special November & December 2018… Need extra cash for the holidays?  We have a loan for you! Borrow $1000 with up to 10 months to repay and receive a 1% discount. On current rate earned.  Apply online at www.brewsterfcu.org

Skip-A-Pay… the months of November-December-January, you may pay a $35 fee to skip a loan payment. See qualifications and form on back to sign.

Christmas Club Payout.. Christmas Club accounts will be transferred to your regular share account on October 1, 2018.  If you have made other arrangements with the credit union, then a check will be mailed to you.

E-Statements… Sign up for E-Statements and receive a $10 credit to your account.  Plus, it’s more secure and faster.  Sign up at www.brewsterfcu.org.    

International Credit Union Day Celebration, October 18, 2018…  Stop in the credit union and enjoy a treat… on us!!

Enter to win a Turkey during the month of November…Drawing each Friday before Thanksgiving at 3PM, GOOD LUCK!

Entry Form:  Name_____________________________             Phone______________________________

Drop your entry at the Brewster Federal Credit Union

 

 

BFCU Skip-A-Pay Coupon

For a $35.00 fee, you may skip a payment and use the extra money for Christmas expenses.

You must have been current on your loan for the past three months.  Simply fill out this form and sign.

Account #__________ Loan#__________         Pick One: Nov____ Dec____ Jan____   x $35.00____

Account #__________ Loan#__________         Pick One: Nov____ Dec____ Jan____   x $35.00____

Account #__________ Loan#__________         Pick One: Nov____ Dec____ Jan____   x $35.00____

Are payments paid by payroll deduction or monthly transfer? _______ Total Fees $________

Please deduct my fee from savings ____ checking_____ enclosed _____

By signing I have read and agree to the terms and conditions of the skip a pay program

Signature _______________________________________ Date_____________________________

The $35.00 is for processing only.  It does not apply to the loan.  Interest will continue to accrue.  By signing this form, you will be extending your maturity date one month.  Installment loan only, excludes Home Equity Line of Credit or Mortgage.  Loan must have been current three months to qualify, members with GAP who skip more than twice during the term of the loan may have future claim or payoff discrepancies.

 

Dividends paid September 30, 2018

Regular Shares-balance $500 & over RATE .20%, APY .201% 

Share Drafts-balance $1000 & over RATE .20%, APY .201%

Christmas & Vacation Club-balance $100 & over RATE .20%, APY .201%

Certificate of Deposit-minimum deposit of $1,000 RATE for 6 months .40%, APY .401%

Certificate of Deposit-minimum deposit of $1,000 RATE for 12 months .50%, APY .501%

APY=Annual Percentage Yield.  *Rates subject to change without notice.  Please contact the credit union for additional information.

Holiday Closings 2018

Columbus Day – October 8th, Veterans Day – November 12, Thanksgiving – November 22 & 23, Christmas – December 24 & 25, New Year Observance – December 21 & January 1

Brewster Federal Credit Union – 105 S Wabash Ave, PO Box 115, Brewster, OH 44613

To report a lost or stolen debit card, please call our office at 330-767-4345 during normal business hours, or 1-888-690-7888 after hours and weekends.

This credit union is federally insured by the National Credit Union Administration.